Divorce does not automatically change who will inherit your 401k. Make sure you know the rules and update your plans.

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...

Every day, people make 401(k) mistakes that can dramatically reduce their future retirement income. Here are six of the most ...

Quick Read Americans working with a financial advisor average $132,000 in retirement savings, versus $62,000 for those ...

In August, an executive order signed by President Donald Trump (1) opened the door for certain “alternative assets” like ...

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

You know what's wild? Most Americans work their entire lives contributing to retirement plans, watching those balances climb ...

As the year draws to a close, retirees should review how required minimum distributions (RMDs) are calculated.

‘Forgotten’ 401(k) accounts now total $2.13 trillion, showing an increase of nearly 30% since mid-2023, according to Capitalize. Capitalize Money Inc., a technology company that helps people find ...

In a recent monthly newsletter from IRA expert Ed Slott, a discussion of loan options from retirement accounts referenced a ...