While maxing out a 401 (k) is a great thing to do, it doesn't always make sense. That said, if you decide that it doesn't pay ...

I got a letter from my 401 (k) plan saying “Great news!” and that there’s “a new plan benefit offering steady income in ...

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of income, which is close to its suggested 15% amount. However, 401 (k) savers aren ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

If you are looking to put away as much as you can for retirement, you'll probably prefer the 401 (k) option. If you have the luxury of maxing out your retirement savings, you'll definitely prefer a ...

Divorce does not automatically change who will inherit your 401k. Make sure you know the rules and update your plans.

Reaching $1 million in your 401(k) is a big milestone, but a seven‑figure balance can be a mirage. The question is whether all of your retirement resources—401(k), individual retirement account (IRA), ...

The average 401(k) plan savings rate recently notched a record high — and the percentage is nearing a widely used rule of thumb. During the first quarter of 2025, the 401(k) savings rate, including ...

The average retiree's 401(k) balance may surprise you. See how your savings compare and learn strategies to grow or stretch your nest egg before retirement.

Half of all workers in private-sector America now participate in 401(k) plans, a sign that tax-advantaged retirement savings may be catching on at last. As recently as 2010, federal data shows, barely ...

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

A 401 (k), an employer-sponsored retirement plan with tax benefits, is one of the most popular ways Americans save for their ...