Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Here's why large Roth conversions at age 63 can be dangerous. Age 65 is when Medicare eligibility generally begins. If you do ...

Roth IRA conversions might seem complicated at first, but they're a great way for retirees to reduce their tax burden. Learn ...

Think you're a savvy retirement planner? Here’s what you may be forgetting.

When financial professionals talk about the benefits of doing a Roth conversion ahead of retirement, they tend to focus on a ...

Roth conversions may not be right for everyone.

Those with extra savings may be missing out on tax‑free growth. Learn when a mega backdoor Roth makes sense, how it works ...

A yellow sticky note on top of an IRS 1040 tax form with Roth IRA conversion tax strategy written on it. Many people don’t think of or are simply unaware of potential IRMAA Medicare surcharges when ...

Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...

Wealth advisors convert up to 17% of DC participants into clients, creating fierce competition for retirement plan advisors ...