Applying for a mortgage and purchasing a home is a significant step. Did you know that when you apply for a mortgage can affect the interest you pay at closing? There is an optimal time to apply for ...

Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Since the 2008 recession, traditional mortgage lenders have had to tighten lending criteria. In many ways, this is good for borrowers as unethical lenders won't pressure them into taking on mortgages ...

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

A digital mortgage process allows homebuyers to apply for and complete a mortgage application entirely online, offering a streamlined and efficient experience. Instead of visiting a loan office and ...

If you've had "homeowner" on your vision board for a while and have finally saved enough money to make that dream a reality, it's tempting to rush through the mortgage application process. It's an ...

Of the millions who applied for a mortgage loan in 2023, close to 12% were turned down, according to the Federal Reserve Bank of New York. People are often rejected because of recent financial ...

Qualifying for a mortgage can be intimidating for first-time homebuyers and veteran homeowners alike. By learning what lenders look at when deciding whether to approve a loan, anyone in the housing ...

Mortgage applications can be denied for multiple reasons, including credit issues and changes in employment. If your mortgage application is rejected, you can explore other lenders and loan options ...