Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

An online mortgage lender is one that operates exclusively online, without branch locations or only some satellite offices. To assemble our list of the best online lenders, we’ve reviewed over 80 ...

Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

FHA loans make homeownership more accessible for first-time homebuyers. If you have a lower credit score or minimal funds available for a down payment, these loans could also be ideal, as the lending ...

FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

It wasn't long ago that you could secure a new mortgage loan for under 3%, but any potential homebuyer today knows those days have passed. After a series of federal interest rate hikes, ongoing ...

Of the millions who applied for a mortgage loan in 2023, close to 12% were turned down, according to the Federal Reserve Bank of New York. People are often rejected because of recent financial ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Americans worried that the U.S. government shutdown could derail their plans to take out a mortgage or refinance their home loan can breathe easy — mostly. Housing experts says lenders will continue ...