GOBankingRates on MSN
Best CD rates today: December 18, 2025 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...
The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...
A certificate of deposit (CD) is a safe, reliable way to grow your money. But to make the most of a CD account, it's important to choose the best one for your investment timeline and needs. And with a ...
If you've ever opened a certificate of deposit (CD) account or have been considering one recently, you have two primary types to choose from. A long-term CD has an account term that matures in 18 ...
Shorter terms have more flexibility but traditionally lower rates, while longer terms tend to have the opposite. CD ladders use both. Many, or all, of the products featured on this page are from our ...
You can open a CD at almost any bank, but it literally pays to find CDs with high interest rates. Shop around at credit unions, banks and other financial institutions. Rates will vary and your go-to ...
When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call for your needs — any minimum balance requirements or the amount of interest earned, for example.
Certificates of deposit (CDs) have been really hot the past few years -- mostly because rates have been unusually high. Some are still offering north of 4.00% APY, which feels like free money when you ...
Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...
Short-term CDs currently pay more, but longer-term maturities give you a guarantee of relatively high yields even if rates come down in the near term. Consider a plan, then, that takes advantage of ...
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