Best CD Rates Today, Dec. 13, 2025: Up to 4.27% APY Still Available After This Week's Fed Rate Cut

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

Today’s CD rates for December 18, 2025: Highest APYs range from 4.11% to 4.78%

The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...

CD rates today: December 17, 2025 – take home up to 4.94%

A CD is a kind of savings account with a fixed interest rate for a given term. You can access your principal and interest ...