What Is a Cash Balance Plan? A cash balance plan resembles a defined-benefit pension plan where an employee is guaranteed a certain sum of money upon retirement. This sum is a combination of employer ...

Companies with fewer than 10 employees own more than half of all cash balance plans, a group of retirement plans outpacing 401(k)s in growth. FuturePlan by Ascensus, a national third-party ...

Investing for retirement can be problematic for professionals in partnerships or other types of closely held firms. Yes, that includes lawyers in law firms. These individuals tend to spend their early ...

A 401(k) retirement account is supposed to be hands-off. It’s not your money, in theory, but savings for the future you. And yet, when Americans leave jobs, one-third of them cash out their 401(k) ...

The MarketWatch News Department was not involved in the creation of this content. Small businesses--now accounting for 56% of cash balance plans--and companies in California and New York lead the ...

Pension Deductions has designed an online calculator that allows professionals to estimate their potential contributions to a cash balance plan in seconds.

Key Takeaways One-third of individuals who have Vanguard-administered 401(k) plans and left a job in 2023 withdrew their balance in a lump sum rather than rolling it over to their new job or another ...

The average retiree's 401(k) balance may surprise you. See how your savings compare and learn strategies to grow or stretch your nest egg before retirement.

Baby boomers, the generation of Americans born between 1946 and 1964 (age 61-79 in 2025), have an average balance of $249,300 ...