Discover what loan default rates are, how they're calculated, and their role as economic indicators impacting lenders and borrowers. Learn the metrics used for assessment.

Federal Reserve cuts its benchmark interest rate by 0.25 percentage points, bringing the federal-funds rate to 3.50 %–3.75 % ...

Falling interest rates and easing lending standards are brightening the outlook for the Zacks Consumer Loans industry. The ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Officially, there were 2 days at the end of November where the average lender's 30yr fixed rates were just a hair lower (0.02% difference).  Otherwise, today's rates would be the lowest since late ...

U.S. mortgage rates have slipped again, extending a late‑year retreat that has brought borrowing costs close to their lowest ...

The Center for Responsible Lending failed to find a single low-income borrower with no access to credit in a study of more ...