Here at TPG, we always recommend paying off your credit card balances in full every month. Even the best rewards credit cards don't earn valuable enough rewards to offset the interest you'll be ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not ...

If high-interest balances have been weighing you down, now is the perfect time to take control and start fresh.

High-interest credit cards can significantly increase the cost of carrying a balance, with rates around 30 percent APR being particularly expensive. It may be beneficial to consider switching to a low ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Credit card APRs move up quickly when the Fed raises rates but drop more slowly when rates fall, which means cardholders carrying balances still face historically high interest charges even after ...

If you were hoping the Federal Reserve's December rate cut would make your credit card bill easier to pay off, credit specialist John Ulzheimer says there are other, more important factors to consider ...

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?