When you're staring down a mountain of debt, it's only natural to want to get to flat land as quickly as possible. You figure, why not throw everything you have financially at the debt with the ...

Plus, how to implement two popular debt payment strategies.

My husband and I are making great progress in paying off almost $100,000 in debt from student loans and a car loan using your debt snowball system. Our current combined income is $90,000 a year. He ...

Hunter, a newlywed husband from Cincinnati, called into The Ramsey Show seeking advice on knocking out debt as a couple. He explained that while he personally had no debt, his wife had student loans ...

My husband and I make $180,000 a year combined. Right now, we’re working on our debt snowball. We’re almost debt-free except for our home, but we still have a little bit left on two car payments and ...

A couple approaching 40 with $86,000 in debt and a $200,000 household income called into The Dave Ramsey Show in March 2026 asking a question that reveals a common panic response to late-start ...

This strategy for tackling debt can be easier to implement and help you see progress faster.