Dec. 18, 2025 – Rates Move Lower
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Looking to buy a home or refinance an existing property? Here are the mortgage interest rates you need to know now.
The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year.
There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the decrease may help you afford a home .
Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.
The December Federal Reserve meeting may lead to lower mortgage rates, but it's not directly caused by the 25 basis point rate cut.
With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are the best lenders to choose from.
A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why.
With the average savings account paying 0.40%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still offer a way to get a little more yield.