When comparing FHA and VA loans, the biggest differences come down to who qualifies and what you pay. An FHA loan is a ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

To find the best FHA lender, shop around with at least three lenders and compare their loan offers and terms. Ask FHA lenders about their current rates, if they offer down payment assistance and a ...

Five years of COVID-era relief for federally-insured mortgages has helped millions of American homeowners retain their properties, while artificially inflating home prices and leading to the potential ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...