A certificate of deposit (CD) account is a popular savings tool offered by banks and credit unions that require you to lock your money away for a set period of time in exchange for a fixed interest ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

When building savings, some Americans use a ladder — a CD ladder, that is. A certificate of deposit allows you to deposit money into an interest-bearing account and lock in an interest rate for a set ...

Brokered CDs can be a convenient option if you already have a brokerage account. Instead of opening a new certificate of deposit account at a bank or credit union, you simply log in to your existing ...

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...

Certificates of deposit, or CDs, are savings tools that earn interest on money invested for a pre-determined period. They’re ...

Short-term CDs currently pay more, but longer-term maturities give you a guarantee of relatively high yields even if rates come down in the near term. Consider a plan, then, that takes advantage of ...

Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right if you’re not the risky type, ...

If you're looking for a CD that offers simplicity and high APYs, you've found it with BMO Alto's CDs. While online-only banks like BMO Alto lack physical branches, that lack of overhead tends to allow ...