Can a nursing home seize your savings? What if your money is in a trust or a Roth IRA? For married and single retirees alike, ...

A trust can hold many different assets, including your individual retirement account (IRA). Doing so can have benefits for you and your heirs, but it’s important to structure the trust properly. We'll ...

Does it make sense to leave an individual retirement account (IRA) to a trust for a spendthrift heir? Maybe, if you can afford the tax cost. Historically, there were two reasons to leave an IRA to a ...

Trusts are an integral part of estate planning. But they are not always suitable beneficiaries for IRAs. senior couple showing thumb up sign while holding envelope with 'roth ira' lettering and dollar ...

Many readers ask me if there are any advantages in naming a trust as an IRA beneficiary. Although the IRS made slight improvements in the SECURE Act regulations in July, using a trust as an IRA ...

Readers of my column know I emphasize the importance of naming beneficiaries for every IRA account. Many ask under what circumstances they should consider naming a trust as an IRA beneficiary. In a ...

Your beneficiary designation will often control where your IRA goes once you pass away. Make sure you don't leave unintended ...

IRA trusts may have lost some of their luster in the wake of the SECURE Act. Under the act, long-term tax deferral is still permitted for certain IRA beneficiaries but others must empty the inherited ...

Imagine spending a lifetime building a retirement account only to have your beneficiaries lose it in one fell swoop: They mishandle the account, triggering tax on the entire inherited individual ...

The so called “stretch IRA” allows designated beneficiaries to extend required minimum distributions and the tax deferral over their life expectancy based on their age in the year after death.