When an employer offers a group health plan, all enrolled employees are placed under a single, uniform policy. Everyone has the same benefits, cost-sharing structure—including deductibles and ...

Individual Coverage Health Reimbursement Arrangements (ICHRAs) are growing, though at a relatively slow pace. They allow employers to provide their employees with tax-free money so they can purchase ...

ICHRA — Individual Coverage Health Reimbursement Arrangement — seems to be the new buzzword of 2025. The interest in ICHRA stems from dissatisfaction with traditional group health insurance. The ...

The predominant form of health insurance in the United States is employer-sponsored insurance, providing coverage for more than 180 million people in 2023. However, access to employer-sponsored ...

Finalized health insurance rates for 2026 show an average increase of 21.5% for individual plans and 12.7% for small business group plans in Pennsylvania. The Pennsylvania Insurance Department, which ...