Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

You can maximize your earnings in a 6-month CD by choosing an account that offers a high rate. Take a look at some of the ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...

Last month, the Fed slashed interest rates for the first time this year with a quarter point cut — and pros think this is just the beginning of more to come. The CME FedWatch Tool indicates an 89.3% ...

Recent years have been a boon for many savers who've enjoyed high rates in certificate of deposit (CD) accounts. In particular, those who opened a CD during the 2023–2024 rate surge likely earned a ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today’s Fed move will nudge CD rates lower—but many won't move right away. Here’s ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

CD rates have been drifting lower, and now that it's December, more drops could be coming. After the Fed's second rate cut of 2025 in late October, a wave of banks responded by dialing back their top ...