Navigating through financial emergencies often requires quick and reliable solutions, particularly for those who may not have access to traditional forms of credit. In California, one of these ...

A payday loan is a short-term, high-cost loan meant to be repaid on your next payday. Payday loans are easily available if you’re 18 or older, have a valid ID, a bank account and proof of income.

Who qualifies, typical terms, and potential uses. Discover alternatives like retirement plan withdrawals and other financial ...

MoneyMutual’s Updated Borrower Support Program now includes an expanded library of financial education materials. These ...

Explore safer alternatives to payday loans, including installment loans, credit unions, employer advances, and hardship ...

Payday loans have been around since the early 1900s. Car title loans can have interest rates up to 300%, California AG and others try to crack down on "rent-a-bank" loans. Financial watchdog groups ...

Half of Americans can't afford an unexpected expense, so what happens when they need a car repair or their job sends them home early for a week? For millions, the answer is often a high-cost payday ...

A lender can sue you for not repaying your payday loan as promised. Payday lenders report missed payments to the credit bureaus, which could cause a drop in your credit score. If a lender wins a ...

Payday loans and other high-cost forms of lending have become more common as the economy hobbles and Americans find it more difficult to make ends meet. © 2025 ...

Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Forbes, her bylines have appeared on CNET, Yahoo! Finance, New York Times, Quartz, Inc. and more. She ...