Retiring and claiming Social Security benefits is a major financial milestone, but it can also come with confusing rules, especially if you retire mid-year. One of the most important yet often ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

Learn how working, claiming early, or earning more in 2026 can change your Social Security benefits under updated rules, and ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

The more you know about Social Security, the more you can maximize your benefits. Understand how spousal benefits work and when it makes sense to delay your filing. Know what options you have for ...

Earning too much while claiming Social Security benefits could subject you to the retirement earnings test. Benefits are withheld if you earn above the RET threshold, but not permanently lost. There ...