Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

For most of your working career, the focus of your retirement planning is on accumulating savings and investing that money ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

When you have $2 million saved, you are in an enviable position given that the average 50-year-old has a $592,285 401(k) ...

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. Processing ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...