With a Roth IRA, you don't have to worry about future tax rates. That's because you're basically locking in your current tax ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

Roth conversions and other Roth strategies can be complex, but don't dismiss these tax planning tools outright. They could ...

Early withdrawals from a traditional IRA will result in a 10% penalty and taxes owed on the withdrawn amount. You can withdraw contributions, but not earnings, from a Roth IRA at any time without ...

You'll only have access to a 401 (k) if your employer offers one. Some companies also require you to work there for a certain ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

Q:Your recent column on converting a traditional IRA to a Roth states that if you pay the conversion taxes out of the Roth IRA you just created, you'll protect more of the assets remaining in your ...

Nothing about the American retirement system is simple. If it were a life raft, most of us would drown. If it were a fire extinguisher, most of us would burn to death. It is a system that we are ...

Currently Managing Director of Motley Fool Money, Brendan has worked full-time for The Motley Fool since 2011. He has written hundreds of articles for The Motley Fool and provided analysis on TV ...

When it comes to saving and investing for retirement, there aren't many better routes than utilizing retirement accounts. The most popular option is a 401(k), but it's not the only viable option. IRAs ...