Roth and Traditional IRA contribution limits, income rules, and deduction phase-outs can help you make the most of your retirement savings.

If your child has earned income, they can contribute to a Roth IRA. Due to the benefits of compounding, opening a Roth IRA for kids can significantly change their financial situation in retirement.

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

Legally, there is no limit to the number of Roth IRA accounts you can have. However, having multiple accounts doesn’t increase the amount you can contribute annually. Whether you have one account or ...