Secured personal loans allow borrowers to pledge collateral in order to borrow money. The downside: If you don’t make timely payments, the lender can seize your asset. Here's what to know about ...

SAN CARLOS, CA / ACCESS Newswire / August 22, 2025 / Taking out a personal loan for the first time can be a big decision and you may have the choice between a secured and unsecured loan. Both options ...

Learn about secured creditors, their role, and legal rights in credit deals backed by collateral. Discover examples like personal loans and corporate bonds.

A secured loan is a type of debt that requires collateral. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

Meredith Mangan is a senior editor and expert on personal loans. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

Secured loans use assets as collateral to ensure the lender gets their money back. There is flexibility for access to secured loans such as what types of collateral you use. Secured loans can result ...

If you’re looking to take out a loan, one of the first decisions you’ll need to make is whether is should be secured or unsecured. The two types of loan work in the same way in that you borrow a lump ...

Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs might be higher ...

As of November 30, the average three-year personal loan rate is 13.11% APR, according to loan marketplace data from Buy Side partner Credible. Your rate might be higher or lower, depending on your ...

Discover how unsecured loans work, why they're riskier than secured loans, and common examples like credit cards. Learn about potential costs and repayment challenges.

When you need to borrow money, many options are available. One financing choice you may have come across is a secured personal loan. But what is a “secured” loan exactly? Read on to find out how a ...