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Best CD rates today: December 18, 2025 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...
The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...
Roske continued, "Based on current APY benchmarks, 60-month CDs now offer APYs equal to or better than 24-, 36-, and 48-month CDs. Those wanting to lock in a strong rate now should secure a 12-month ...
Average yields for 12-month certificates of deposit are down 6 basis points over the past year to 1.76%, according to the latest government data. Despite their average decline, however, WalletHub ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
The Federal Reserve has now cut its benchmark interest rate twice in 2024, and as you might expect, the interest rates paid on certificates of deposit (CDs), high-yield savings accounts, and money ...
CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community ...
CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...
As interest rates have risen over the past couple of years, CDs have become a more attractive investment. When you purchase a certificate of deposit, you get a guaranteed rate of interest for a ...
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