Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates.  CD ladders let you leverage high rates without locking up all of your money long-term.

Savers shopping for certificates of deposit (CDs) today face a key question: Are interest rates as good as they'll get? Or, should they wait for potentially better opportunities? Many banks are offering CD rates in the 4% to 4.5% range. But economic ...

Here’s how the central bank’s latest cut will affect rates.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, Insider and the Los Angeles Times, and he's been..

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Average rates on CDs often exceed what ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. For savers working with a $5,000 deposit, CDs, in particular, present an attractive middle ground between accessibility and ...