Retirement researcher Bill Bengen has updated the classic 4% rule and says some retirees can safely plan to withdraw 4.7%, ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Many investors gain penalty-free access to retirement accounts at age 59½ ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Alex Potemkin / Getty Images There are many ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

Quick Read US citizens face taxation on worldwide income regardless of where they live. The Foreign Earned Income Exclusion ...

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...

A poorly constructed or complacent withdrawal strategy can end up costing you hundreds of thousands of dollars over the ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Retiring ahead of the traditional timeline requires careful planning. Here’s how to chart a realistic course to financial freedom Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace ...

When you put money into an IRA, that money is earmarked for your retirement. The government provides tax incentives to make this account a powerful savings tool. The idea is invest the funds in your ...

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...