FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

Senior Democratic lawmakers, led by Rep. Maxine Waters (D-CA) and Sen. Elizabeth Warren (D-MA), have filed an amicus brief to ...

A reverse mortgage allows seniors to access cash from the equity they've built up in their homes. Unlike home equity loans or HELOCs, there's usually no credit score requirement and you don't have to ...

Federal Direct Loans offer lower interest rates and added protections compared to private loans. Direct Loans come in four types, including subsidized, unsubsidized, PLUS, and consolidation.

Colin Beresford is a writer and editor experienced in helping people make the best decisions with their money, whether it's buying a car or taking on a loan. He has written for Bloomberg, The ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often require a higher credit score Written By Written by Staff Senior Editor, Buy Side ...