FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

The Department of Housing and Urban Development announced the FHA-insured loan caps for low- and high-cost areas, which are ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...

If you're taking out a conventional loan to finance a home purchase in 2026, it can be as much as $832,750 in most places in the country. The Federal Housing Finance Agency announced the conforming ...

Mortgage delinquencies increased by 6 basis points from the second quarter, as the performance of Federal Housing Administration-insurance loans declined, the Mortgage Bankers Association National ...

President Trump has proposed a 50-year mortgage plan, which he says would lower monthly payments for homeowners. Critics, including some conservative allies, argue the plan benefits banks and ...

Would a 50-year mortgage make homeownership more affordable? The Trump administration is working on a plan for a mortgage term that spans five decades, Federal Housing Finance Agency Director Bill ...

President Donald Trump on Nov. 9 appeared to propose mortgages with 50-year terms, an idea that drew criticism from leaders in Washington, researchers and others. “Thanks to President Trump, we are ...

New federal rules now prevent non-permanent U.S. residents from getting FHA-backed home loans, leaving many immigrant families without financing options. While most lenders are stepping back, First ...

The issuance of new FHA mortgages to non-permanent U.S. residents has plummeted to almost zero, according to recent data, reflecting the impact of President Donald Trump’s latest executive actions ...