A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

Per NBC, 53% of Fidelity investors with an RMD for 2025 haven’t yet taken one. If they aren’t taken by April 1 of the year ...

Take Becka, a hypothetical married mother of three who inherited her mom’s individual retirement account (IRA). She needs to ...

In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions ...

In 2024, a new law took effect allowing tax- and penalty-free rollovers from a 529 college savings plan to a Roth IRA, ...

I’m in my first year of required minimum distributions of $36,000, which is causing me to be taxed on my $33,000 in Social ...

As we approach the end of 2025, we wanted to highlight some key issues to think about before year-end, and items to consider ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

IRA rules are shifting slightly in 2026. Here are three key changes, including higher income and contribution limits, and how ...

You're a happy, willing, wealthy and hopefully healthy victim of your own success. Taking early withdrawals (59 1/2 without having to pay a 10% early-withdrawal penalty) is a good goal, but it only ...

FSAs fall into the use-it-or-lose-it category. Any money that’s left over in an FSA disappears when the year ends, so it’s in your best interest to spend down that balance before Dec. 31 (unless your ...

Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare.