Take Becka, a hypothetical married mother of three who inherited her mom’s individual retirement account (IRA). She needs to ...

Your beneficiary designation will often control where your IRA goes once you pass away. Make sure you don't leave unintended ...

Having to navigate the complexities of inherited retirement accounts can add to that stress. But understanding your options can help you avoid a big tax bill — particularly if you inherit a ...

Inherited an IRA? Learn how to avoid big taxes and penalties. Know key terms like Roth IRA, Traditional IRA, RMDs, and the 10 ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

Does your estate plan include a large retirement account that you are planning to leave to your child(ren) or other family members?

With a traditional IRA, you can only leave your money untouched for so long, since you're forced to take required minimum ...

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If you inherit a tax-deferred retirement account, like an IRA or a 401(k), you’ll pay income taxes on the money when you withdraw it. Those withdrawals are subject to your marginal tax rate, not the ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

In 2024, a new law took effect allowing tax- and penalty-free rollovers from a 529 college savings plan to a Roth IRA, ...

As we approach the end of 2025, we wanted to highlight some key issues to think about before year-end, and items to consider ...