Key takeawaysThe average three-year personal loan rate is 13.83% APR, but you might qualify for a lower rate with good or ...

Extending tenure cuts your EMI quickly but raises total interest, while increasing EMI hurts monthly cash flow now but ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Understanding how much you owe can make it easier to plan. Pull all billing statements from the previous month and list all of your current card balances, APRs, and minimum payments. This is what ...

Aside from its debt consolidation loans, Discover offers balance transfer credit cards as another option for borrowers seeking to consolidate and pay off their debts. Discover also gets high marks for ...

Whether you want to renovate a recently purchased house or your home is overdue for some improvements, you'll want to ensure you have the financial means to take on such a project. Home improvement ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

Anyone can apply for a large personal loan and could qualify if they meet the requirements, which vary from lender to lender.

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

Falling short on rent happens more often than you’d think. Medical bills pile up, work hours get cut or an unexpected car repair drains your savings right before rent is due. Personal loans are ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...