With a Roth IRA, you don't have to worry about future tax rates. That's because you're basically locking in your current tax ...

A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

I’m 72 years old and have my IRA in stock. I start required minimum distributions next year so I want to convert to a Roth ...

Per NBC, 53% of Fidelity investors with an RMD for 2025 haven’t yet taken one. If they aren’t taken by April 1 of the year ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

Take Becka, a hypothetical married mother of three who inherited her mom’s individual retirement account (IRA). She needs to ...

Roth IRAs aren't subject to required minimum distributions. High earners have workarounds that allow them to also contribute ...

Most people take RMDs toward the end of the year, which is probably better if you’re doing other things like qualified charitable distributions. First-time RMD takers can delay until April 1, but they ...

In 2024, a new law took effect allowing tax- and penalty-free rollovers from a 529 college savings plan to a Roth IRA, ...

Roth conversions increase current-year taxable income, but they allow clients to keep more of their money long-term. If they don’t convert, clients (or their heirs) will have to pay taxes on the IRA ...