Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...

A Roth conversion ladder is a little-known but somewhat clever strategy to minimize taxes in early retirement. The strategy ...

Should I Switch to Roth Contributions? Whether to make the move from contributing to a tax-deferred workplace plan or switch ...

Adherence to a F.I.R.E. (Financial Independence Retire Early) strategy can help a substantial retirement nest egg grow to a ...

During your working years, the size and your frequency of your paychecks is largely determined by your employer. But once you ...

Planning for retirement is something everyone, regardless of income, needs to take seriously, but for high-income individuals ...

If you're turning 55 in 2026, there are some important things you need to know in the context of retirement planning. Here ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

You're a happy, willing, wealthy and hopefully healthy victim of your own success. Taking early withdrawals (59 1/2 without having to pay a 10% early-withdrawal penalty) is a good goal, but it only ...

An early withdrawal penalty is a penalty incurred when withdrawing funds from a retirement account before a certain point in time. Early withdrawal penalties typically apply to retirement accounts or ...