As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

NRMLA sent HUD and FHA a detailed letter urging lower upfront MIP, HMBS index changes and new liquidity options for reverse mortgages.

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Parents who are making estate plans might want to give some of the money to their adult children sooner to help cover expenses for housing and education for their grandchildren.

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

Having a strong, stable income will also improve your borrower profile and put you in a good position to negotiate. Having ...

Discover how the Homeowners Protection Act helps you cancel unnecessary PMI. Save money by understanding your mortgage insurance rights and equity requirements.

Most mortgages offer a 15-day grace period, though some lenders give 10 days or adjust the timeframe based on the loan type. ...

Kimberly Draxler, a single mom on disability, couldn’t believe it when her mortgage lender confirmed she was on the verge of ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the ...

FHA loans are a great option for borrowers with a small down payment or less-than-perfect credit because they only require 3.5% down with a 580 FICO Score. (If you put at least 10% down, you can be ...