Gold loans are surprisingly leading retail credit growth, soaring 128.5% year-on-year. This surge, partly due to reclassification, now forms a significant portion of personal loans. While housing and ...

Ujjivan Small Finance Bank, which has a strong microfinance base, is targeting a ten-fold increase in its gold loan portfolio to ₹4,000 crore over the next 2–3 years. The push into gold loans is part ...

Strong gold prices have further boosted loan eligibility. India's gold loan industry is poised for major expansion as non-bank lenders prepare to add nearly 3,000 dedicated branches over the next year ...

How Borrowers Will Get Loans Under the Updated National Rules From 1 April 2025, India has implemented a uniform set of rules for both gold and silver loans. The Reserve Bank of India’s updated ...

Gold loans grew a whopping 53% in the second quarter of fiscal 2026, on a year-on -year basis supporting the increase in overall consumption credit, according to data from a CRIF Report, How India ...

The RBI has issued a new, tighter rulebook for Gold Metal Loans, introducing two loan categories, stricter valuation norms and mandatory end-use monitoring. The revised framework comes into force on 1 ...

Choosing between a traditional loan and a gold loan is akin to deciding between favorite dishes at a buffet—both have unique flavors and perks When it’s time to get a loan, the choices can feel ...

Customers look at necklaces inside a jewellery store during the festival of Dhanteras in Mumbai. Gold is having a moment in the sun and the billionaire Muthoot clan of India is reaping the benefits.

The Reserve Bank of India (RBI) on December 4 issued amendments to Gold Metal Loan (GML) scheme, after reviewing the feedback received on the draft. “Feedback received on the above draft Direction has ...

MUMBAI: Lenders shifted toward secured credit and established borrowers in Q2 FY26, reflecting a tactical move toward asset quality and risk control. According to the CRIF High Mark report, banks and ...

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