Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

Discover how the Homeowners Protection Act helps you cancel unnecessary PMI. Save money by understanding your mortgage insurance rights and equity requirements.

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Among questions for mortgage lenders, this one is important. The two basic types of mortgages are fixed and variable rate. A ...

FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

The rate on a 30-year fixed refinance fell to 6.31% today, according to the Mortgage Research Center. Rates averaged 5.35% ...

SBA 7 (a) loans offer flexible, long-term financing for acquisitions, expansions, real estate and working capital. 90% of U.S ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What's surprising is that the bias against FHA borrowers has persisted even in today's buyer's ...

Conventional loans which are resold to Fannie Mae only allow buyers' DTI to go up to 50% - meaning that no more than 50% of their gross monthly income should be allocated to their total monthly debt ...

NRMLA sent HUD and FHA a detailed letter urging lower upfront MIP, HMBS index changes and new liquidity options for reverse ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...