With home prices high, American families are grappling with the prospect that homeownership might remain out of reach for them for a long time.

The Fed sets short-term interest rates, but does not directly control mortgage rates, which tend to move in tandem with the yields on long-term bonds. Those long-term rates are dependent on investor ...

The median age of first-time homebuyers rose to 38 last year. That’s significantly above historic norms, when median ...

Mortgage rates actually increased and have remained a major hurdle for prospective home buyers. Car loans haven't downshifted much, and credit-card annual percentage rates, or APRs, have only crept ...

Q4 2024 Earnings Call Transcript February 1, 2025 Operator: Good morning ladies and gentlemen, and welcome to the Hilltop Holdings Fourth Quarter 2024 Earnings Conference Call and Webcast. At this ...

As inflation stays higher than hoped and the Federal Reserve looks less likely to lower its benchmark rate, mortgage rates ...

The split came into clear focus on Friday, the first day Fed officials spoke publicly in the wake of the decision earlier in the week to hold its benchmark interest rate steady in a range of 4.25%-4.5 ...