Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment arrives when …

Feb 18, 2025 · Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their pre-retirement income in retirement,...

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

Sep 22, 2025 · Once you determine what will give you peace of mind in retirement, it’s important to know how to get there financially. We’ll help you get started with this 10-step retirement planning checklist. …

Are you on track to save enough for retirement? Use our calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save.

Are you saving enough money for retirement? Use our retirement savings calculator to help find out how much money you need to save for retirement.

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Withdraw any amount you contribute to your Roth without taxes or penalties—any time, for any reason. Like other IRAs, you can use your Roth to buy individual stocks, bonds, mutual funds, and more. The …

Empower Empower your financial freedom today Register your account for extra security that helps protect your savings from unauthorized access. Learn how to register

Putting money away for retirement is a habit we can all live with. Remember...Saving Matters! 1. Start saving, keep saving, and stick to your goals. If you are already saving, whether for retirement or …