Jay Patel on Instagram: "Roth IRA Explained With 8 Rules & Hacks👇🏽 The Roth IRA is probably the most important investment account you can have. Here’s why: * Your money grows 100% tax-free. * You can invest in stocks, ETFs, and more. * Withdraw your contributions anytime, tax and penalty-free. * Withdraw earnings tax-free after 59½ and 5+ years. Contribution Limits: * Under 50: $7,500/year * 50+: $8,600/year Income Limits (Single/Married): * Single: Full under $153k, partial $153–167k, over $1
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Roth IRA Explained With 8 Rules & Hacks👇🏽 The Roth IRA is probably the most important investment account you can have. Here’s why: * Your money grows 100% tax-free. * You can invest in stocks, ETFs, and more. * Withdraw your contributions anytime, tax and penalty-free. * Withdraw earnings tax-free after 59½ and 5 years. Contribution Limits: * Under 50: $7,500/year * 50 : $8,600/year Income Limits (Single/Married): * Single: Full under $153k, partial $153–167k, over $168k not eligible * Married
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